Are Crowns Covered By Insurance In Canada?
The short answer: it depends on your dental plan. Our dentist in Thunder Bay at Redwood Dental Centre will assess your case and recommend the most ideal option for long-term functionality and esthetics.
If you’ve ever heard the phrase “put a crown on it” and hoped it meant a royal title, you’re in good company! But in dentistry, a crown is designed to repair and protect your natural tooth.
Let’s dive into how dental crowns, insurance information, and more!
Types of Dental Coverage In Canada
Dental insurance plans in Canada are very diverse, meeting various demands and price ranges. There’s private dental insurance, employer-sponsored plans, family coverage, and public insurance. Typically, preventative dental visits are covered right away or within 30 days. For basic repairs, you might wait 3 months, and for major work, it could be 6 months. Always double-check your policy to see your yearly limits and exactly which services are covered. Some plans are quite restrictive.
Most dental plans require you to be enrolled for at least a year. So, don’t sign up expecting immediate coverage for big procedures like crowns – it usually won’t work that way. This waiting period actually encourages consistent, long-term oral health, which is good for you!
A sizable portion of your oral healthcare costs may be covered by dental plans. Plans contribute to more Canadians having access to dental care. Even with insurance coverage, some treatments might not be completely covered. Your dentist will recommend what you need, regardless of your plan’s limits. Each plan is unique, so it’s important to check the details.
At Redwood Dental Centre, we’re happy to help you understand your plan – and yes, we do all the insurance paperwork heavy lifting! We work with most insurance providers. If you’re uninsured, ask us about financing options through Beautifi®. Our dentist in Thunder Bay proudly accepts Canadian Dental Care Plan (CDCP) and non-insured health benefits for First Nations and Inuit.
What Is a Dental Crown and When Might You Need One?
Dental crowns in Thunder Bay sound fancy, but they’re really tooth-shaped “caps” that are designed to cover and restore a tooth’s shape, strength, and function. Crowns are also created to improve the look and function of discoloured or misshapen teeth, making them look and feel natural.
When might you need a dental crown?
- To repair a damaged or weakened tooth
- After a root canal or a large filling
- To anchor a dental bridge in place
What Are The Different Types of Dental Crowns?
Crowns come in different materials, including:
Metal (Gold) Crowns
These restorations are developed to be durable and long-lasting, and they won’t chip or break easily. They’re also created to be delicate and not harm your other teeth. The main downside is their gold colour, which isn’t ideal for front teeth you want to show off.
Composite Crowns
Composite crowns are crafted to be natural-looking and less prone to chipping than porcelain. However, they can wear down faster from chewing and might stain more easily over time, as brushing can dull their surface.
Porcelain Crowns
If you’re seeking a truly natural restoration, porcelain crowns may be ideal. However, they’re a bit more fragile than metal or composite and can chip more easily, so they’re usually not recommended for back teeth.
Porcelain-Fused-to-Metal Crowns
These crowns are designed to offer balance, combining a natural appearance with strength. They’re less likely to chip than full porcelain or ceramic. The only catch is that the metal underneath might become visible if your gums are thin or recede.
What Dental Services are Covered in Ontario?
Most plans cover basic preventative care like fillings, cleanings, scaling, exams, polishing, and some extractions. They also set limits on how often you can get these services, usually every 6 or 9 months.
More comprehensive plans will also cover bigger procedures like orthodontics, crowns, bridges, dentures, and root canals. Just be aware that these services often have a waiting period before your coverage starts.
How Do You Find Out If Your Dental Insurance Covers Crowns?
Navigating insurance fine print isn’t anyone’s idea of a good time. (Unless you’re a dental administrator – then it’s oddly satisfying!) Here’s a step-by-step guide for Thunder Bay families:
1. Check Your Plan Booklet or Online Portal
Look under sections called “Major Restorative” or “Crowns.” See if there are exclusions or waiting periods.
2. Ask Your Benefits Administrator
If you have workplace benefits, your HR team can provide plan details.
3. Ask Us at Redwood Dental Centre
Bring your insurance information to your next appointment. Our front-desk team will submit related forms and help you understand your coverage specifics. We’re also happy to bill your provider on your behalf and accept assignment of dental insurance benefits!
4. Check Out the CDCP
Crowns and posts for crowns are covered under the CDCP. If you qualify or are already eligible for the plan, call us to discuss this restoration during your consultation!
What If I Don’t Have Insurance?
You’re not alone! Many Canadians pay out-of-pocket for major dental work. That’s why we proudly offer flexible payment plans like Beautifi®, which allows you to access the care you need without needing insurance!
What to Do If You Need a Crown But Can’t Afford It
Sometimes a dental crown isn’t a “maybe”– it’s a must! If you’re facing a dental need and wondering what to do, here are two practical steps:
1. Talk To Your Dentist
Our dentist in Thunder Bay is here for you and will offer friendly advice. If you’re worried about affording a crown, let us know right away. We’ll always discuss recommendations with you and do what we can to help.
2. Prioritize Your Health
Delaying a needed crown can make things worse and more expensive down the road. A broken or decayed tooth can become infected, leading to pain or even tooth loss.
How Much Does a Dental Crown Cost in Canada?
The type of crown and the material used will determine the cost. Prior to beginning any dental procedure, always obtain a documented estimate and treatment plan.
At Redwood Dental Centre, we’re always happy to discuss your unique situation in person or over the phone. If you’d like an estimate on dental crowns in Thunder Bay, please book a consultation!
Cost Influencers
| Factor | Impact |
| Material (Porcelain, Metal, etc.) | Different types have different costs |
| Tooth Location | Front teeth vs. molars |
| Complexity | Extent of damage or prior treatment |
For more information about dental crowns in Thunder Bay, visit Dental Crowns & Bridges In Thundery Bay | Redwood Dental.
Why Choose Redwood Dental Centre For Dental Crowns?
Redwood Dental Centre has served Thunder Bay for over 25 years, right in the heart of the community. We’re a team of devoted dentists, hygienists, assistants, receptionists and empathetic support staff who live and work in the same neighbourhoods as our patients.
We use trusted dental technology including digital radiography, CBCT scanners and CEREC CAD/CAM Machines. This technology was developed to ensure your crowns look seamless, beautiful and last for years. Our dentist in Thunder Bay is focused on making patients of all ages feel right at home (even those who get a little nervous in the dental chair – don’t worry, we see you!).
Additional Benefits of Choosing Our Clinic
- Friendly, family-focused care
- Emergency & Saturday visits available
- Our soothing team puts your needs first
- Local anesthesia to promote calm & relaxation
- Wide range of children’s & family services
- We’re one of very few Thunder Bay practices with CBCT technology!
Ready to discuss coverage and dental crowns in Thunder Bay?
If you’re wondering about restorations, insurance, or just want a second opinion, our doors are open. Whether you’re new to Thunder Bay or have been with us for years, Redwood Dental Centre is here to help you smile with confidence.
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FAQs About Dental Crowns & Insurance
Q1: Will dental crowns feel different?
When you first get your crown, it might feel a little different since its shape will be slightly new to your mouth. Don’t worry, this feeling should fade within a few days until you barely notice it. If your bite doesn’t feel comfortable, or if something just feels “off,” simply let your dentist know. We can easily check and adjust the crown so it feels just right.
Q2: What if I have workplace benefits or personal health insurance?
If you have dental coverage through work or a private plan, it’s smart to check if dental crowns in Thunder Bay are included. We can send an estimate to your insurer beforehand so you know what your plan will cover.
Q3: How long will dental crowns last?
Crowns are tough! With good care, they can easily last 10 years or even longer. Ensure you brush and floss your crown effectively like your natural teeth. It’s also important to remember that crowns may not be as strong as your natural teeth. So, do not bite down on hard objects or use your teeth to open or cut things.
Q4: Why do I need dental insurance?
Having dental insurance means you’re more likely to get the consistent care you need, which can boost your overall health and protect you during dental emergencies.
Q5: How long will it take for crowns to be placed?
Getting a crown might involve more than two quick visits, especially if you also need a root canal, or orthodontics. Your first visit will be about preparing the tooth, taking impressions, matching the shade, and fitting a temporary crown. Then, about one to two weeks later, you’ll come back for your permanent crown. So, expect at least two appointments, and some might be a bit longer!
Q6: Will the dental crown be noticeable? Your crown will be custom-made and is crafted to blend in with your other, natural teeth easily. We’ll record the exact shade of your surrounding teeth in an effort to support a natural, seamless match.
